insurance products

Homeowners Insurance

Homeowners insurance
hazard insurance
home insurance
dwelling insurance
rental property

Homeowners insurance is the biggest request we receive each and every day 

In addition to finding you the best coverage and pricing options, our brokers will review your wind mitigation report to see if additional savings are possible

We are appointed with the very best property insurers in Florida!

Life Insurance

Life insurance
Final Expense
Term life insurance
whole life insurance

Life insurance is something everyone NEEDS to buy

We have prices to meet all budgets  

Don't leave family or loved ones without insurance which will cover the costs of funeral arrangements and final expenses

We have life insurance products for those with Cancer and other serious health conditions 

Auto Insurance

Auto Insurance
Automobile Insurance

Auto accidents have skyrocketed since the advent of the smart phone.

Statistically, driving a car is the riskiest thing most of us do on a daily basis.  Protect your income and your personal assets with "Proper" bodily injury insurance limits.

Ask one of our brokers how much a "little more" bodily injury coverage costs per year.  Here's a hint:

Not much at all !

Health Insurance

health insurance
low cost health insurance
medical insurance

We have access to one of the best (and least expensive) health insurance plans available.  It's a Non-ACA plan which can be obtained anytime during the year.  Ask to speak with our Health insurance specialist

Flood Insurance

flood insurance

Every inch of Florida is in a flood zone.  Did you know, a homeowner in preferred flood zones B, C or X can buy a policy for as little as $171 a year?  No Catch.  Ask us for a quote

Condominium Insurance

Condo Insurance
Condominium Insurance

Whether you're a fulltime or seasonal resident, we have the best condominium insurance carriers available.  We also have products for owners who rent their units through VRBO & Airbnb.

Ask us for a quote

My FLorida insurance brokerS

Chris Hodgins (Owner)


I have been an insurance agency owner for over 15 years.  My wife, Lela, and I have been fulltime Florida residents since 2008. We are the proud parents of two beautiful and hilarious girls, Maelin and Sage. 


My business philosophy is that everyone deserves a humble and straight-talking insurance broker who has access to many insurance companies.  One who adds value not only through advice and explanation but through choice.   

Lela Hodgins


Lela has been and continues to be the backbone of both our family and our business.  While she admits to being a little "phone-shy," there's nothing shy about her attention to detail on the administrative end of our business.  

Contact Us

My Florida Insurance Broker

601 21st Street #300, Vero Beach, Florida 32960, United States

Phone: (772) 617-6777 Fax: (772) 617-6776

Request a quote


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